BISP Sahulat Account Payment 2025 Launched For New And Old Registered Beneficiaries Know Full Guide

BISP Sahulat Account Payment 2025

BISP Sahulat Account Payment 2025: The Government of Pakistan has launched the BISP Sahulat Account Payment System 2025, a dedicated banking initiative under the Benazir Income Support Program. This new system enables direct deposit of cash assistance into secure bank accounts of registered beneficiaries, including both new and old. It has started to reduce dependency on middlemen, eliminate payment fraud, and offer safer, more transparent financial access.

This article gives you a complete step-by-step guide to understanding how the new BISP Sahulat Account works, who can benefit, how to activate your account, what documents you need, and how payments will be processed.

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What Is the BISP Sahulat Account Payment System?

The BISP Sahulat Account is a newly introduced banking system created especially for BISP beneficiaries. Through this system, each eligible woman receives her cash payments directly in a personal bank account opened and verified through biometric methods. Unlike old systems that relied on payment agents or branchless banking without much oversight, this new model gives beneficiaries full control of their funds through either cheque books or PayPak debit cards.

The system has been initially launched in major cities like Karachi, Lahore, Islamabad, Quetta, Peshawar, Muzaffargarh, Muzaffarabad, and Gilgit under a pilot phase, and will expand to more districts in the coming months.

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Why This Change Was Necessary

The BISP Sahulat Account program was launched to address past issues in cash distribution, including:

• Delays in receiving payments
• Biometric mismatches
• Misuse of funds by third-party agents
• Limited access to digital banking

By ensuring that every beneficiary has her own verified bank account, the government aims to create a system that is not only more secure but also user-friendly, especially for rural women and older citizens.

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Step-by-Step Process to Open and Activate Your BISP Sahulat Account

The process to get a BISP Sahulat Account is automatic for registered beneficiaries, but it still requires a few steps to activate and start receiving payments.

• BISP shares your CNIC, name, date of birth, and address with a partner bank (e.g., HBL or Bank Alfalah).
• This information is verified through NADRA before sharing.
• The bank opens a special Level 1 bank account under your CNIC.
• An IBAN (International Bank Account Number) is generated.
• The account stays inactive until you complete in-person verification.
• You’ll get a message with your assigned bank name, branch address, and the visit date.
• You can also check this information on the 8171 web portal.
• Visit the Assigned Bank Branch on the Given Date
• Bring your original and valid CNIC with you.
• Bank staff will do Biometric Verification
• You will also be asked for CNIC detail as name, mobile number, address, and father or husband name
• The account’s terms and conditions
• Use of your data for verification and reporting
• Normally, a cheque book is given.
• If biometric fails, a PayPak debit card is issued instead.
• You’ll return after 2 weeks to generate your ATM PIN if you got a debit card.
• After activation, 13500 BISP installment is sent to your account.
• The payment is made through RAAST or IBFT systems.
• You can withdraw cash using cheque or ATM

Once your BISP Sahulat Account is fully activated, you will begin receiving future payments directly into your bank account without needing to visit BISP centers.

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Who Is Eligible for the Sahulat Account?

Any woman who is an existing or newly registered BISP beneficiary is eligible. This includes:

• Women already receiving BISP payments
• Women recently registered through the new NSER survey
• Beneficiaries under special categories like widows, divorced, or disabled
• Rural women with no prior bank account

No separate registration is needed if you are already eligible under BISP. The account is created based on the BISP database.

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What Documents Are Required at the Bank?

When you visit the bank branch for activation, carry the following:

• Original valid CNIC
• Copy of CNIC (optional but helpful)
• Your own working mobile number
• Any SMS received from BISP or Green Portal
• Proof of BISP registration (if available)

The bank does not charge any fee for account activation, card issuance, or cheque book.

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How Are Payments Transferred?

Once your account is active, BISP will send your payment directly through RAAST or Interbank Fund Transfer (IBFT) to your bank account.

• Payments are made quarterly
• Initial transfer of 13,500 will be deposited
• You’ll be informed via SMS once funds are available

Where Can You Withdraw the Money?

After funds are transferred, you can withdraw them from:

• Your designated bank branch using a cheque book or PayPak card
• ATM of any bank (if you have a PayPak card and your account supports biometric ATM use)

In some cases, if biometric verification fails at the ATM, the bank may assist via NADRA Verisys to verify your identity again.

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How Banks Are Supporting the Program

All participating banks and microfinance banks (MFBs) are required to

• Assign dedicated teams for BISP account handling
• Establish complaint resolution units for beneficiaries
• Train staff to deal respectfully and professionally with women beneficiaries
• Offer 24/7 customer support via helplines, call centers, and complaint forms

Can You Move Your Account to Another Branch?

Yes, if your assigned bank branch is far from your home or not accessible, you may request account transfer to:

• A closer branch of the same bank
• A different bank, if the original bank is not available in your area

The final decision will be based on SBP/BISP approval and the availability of alternate branches.

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What Cities Are Covered in the Pilot Phase?

As of 2025, the pilot program has started in:

• Karachi
• Lahore
• Islamabad
• Quetta
• Peshawar
• Muzaffargarh
• Muzaffarabad
• Gilgit

If you live in one of these cities and are a BISP beneficiary, your account will be opened automatically, and you’ll receive instructions via SMS or portal.

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Final Thoughts

The launch of the BISP Sahulat Account Payment System is a big improvement. It helps deliver financial aid directly to deserving women. Payments now go into secure bank accounts. This makes the process safer, clearer, and free from fraud or agent misuse.

Women no longer need to depend on others. They avoid delays and illegal deductions. After activating the Sahulat Account, they can fully manage their payments. Funds can be accessed through bank branches, ATMs, or cheque books. It also saves time and travel, especially for women in far-off areas.

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FAQs

Who can open a BISP Sahulat Account?
All registered female beneficiaries of the BISP program, including those newly added through NSER surveys, are automatically eligible.

Is there a fee for activating the account or getting a card?
No, the bank does not charge any fee for account activation, debit card issuance, or cheque book.

How will I know which bank branch to visit?
You will receive an SMS from BISP with your assigned bank, branch address, and visit date. You can also check it on the 8171 portal.

What if my biometric verification fails?
If your fingerprints don’t match, you may be issued a PayPak debit card and asked to verify again later using NADRA Verisys.

Can I withdraw money from any ATM?
Yes, if you are issued a PayPak card and your account supports it, you can withdraw money from ATMs of participating banks.