i[ȶ0_N+GC !9$$4ȶd˖-Y5I*$7O7kժ5h|bGx!|?>9Sw_^Ǿ i+?J}rFi%/_tp2 F^7M~8[; \an*ll(3С }sㄪmwd(W Ye|0 rW::~S̏DpR!p$ļ3iDo^^//ĻOҤ>y}z~e>Y.q"{O8}x𞞎 ~$Hwg1 wVݹ8kw0V_^Du g3:UvJo?ֽp➡rgхFx:ztyoWA;^pceE-,K5)m_%aӳDh]p"p^wgrھo|'Z| w9a'͵{z v)_.'0Au#]qtNҡU:="4qF ?O:÷_o^XonFo_~hfo'M φ˹7l\^|vx9E\n. X'7av39 >IEs[//61>n /L{yw}>{>[5~,% _esUѽu~?~9zE}2w`;#dk]tg}£qz>Zv'ow. ?>}'lWWpAKA{tuB1~s|v^yW˩p]ssF1EF``dimGG"_/cq~ jup9ì 7]8] c@xd/XvtĮzѾH M Q3h>+]cpp7@a9@Jz]uZm9|s=Mm.:wpyD?^ GwGĂ/ In"SFWϒu|)@ܸ ۧN+j%Yxի4 ӯ>7Yvux1Wȫu:{p).ྟZ`I-8ypY#G09;LQ!O.loz쮅&l '᳡ (pսZj[9"Zlg`7ps_Zps~A}u>E68m_ݺz߹KVo+Qzz#/_Ɏ($Hͦ}"2.}j_/BɊοh96`Lh7/vզ}fSYb τӫ1.߷ܜOο^E~:_ߵ/Ng=oE$ZSY=LN.6g7gs|s>nj$gPh7r-xL߀WqۺL)- ?|\&ًk__\v_s ]"$}q8JkpS?W; 1ҫvj3DZVar.sIvVY;.Hd)Ez2r pҮ1hopٻ?kr5H >,8q9~n)я'O~zgLJ>x|^{??MwO-+?<_P uޞtus`=x]$Zk3 gZG~q~/"-N W8fxxak ~R@h-k  d!4) bG,~ྔN[Hjp :  8: " *;  V~^iqIw:sKjplק3['" Q-)GO8a ˞ "*/ gIbF|̅}܇+MH0rܵ;sR8uVyU|a䱲B.8D @&j>Ϋ4{}r .Sr9:ou=t˵- xO?:u;~ڿ- -+`gWYs+$sE_S_ZPPZBpq{Bv9+/(@[_xoڭ2a]xzu./x._?ou;j7JF+<;T5Ǘi%ڏH+~P!-(aHBt9{8"H>mhX`yS] (:!cs"/fZ^.|dJpFJۧGWq~f{FER^Ȯɺ!P)@#R d}Ͷ\{q/X"0WKw5rB_@y긳PcDYEвvJSEы/0JY/Hdڹ҉w~ϊ"X8o)Z%tTnvVuY7@1q ԆG +MD o^渓}RtNɛ q!a<55kW+w׃3pp;.( "oLi4Yc!!Cy(+` jXIY(jOPN@DK$=œ_>»熈CZ~-!PlY1z6HUs0zE=$m ܘez"aP4p]}y ZB=XS׫\ij:~ =X}^6d-4XCv%-<%"轻z +KrO/N(j }?'+r=X~BMwj ,?^UiStv=B':Zd{)_Qس.E;@;og=:5zq}荿DBQ4 {E d`Cn[(#L9[QyT'I~Z#LsX3zԯZR6$.3T\heC;,nNn;ܦˬ@XNdCo?>t'+TxG_/3O}·@j_ ڨK?} kSDA-M] Z鐉),tuƹE jmIdxX 0( ?Xn%`[@{ o wקwCL~"%\i뾸yOAՖp|謝 *cȺ0R?-n~(A p}Sǀb ED2Xw+]cc?^DADŽQB_@~x>u>S *v+0xi>ϐ:{c2ԺIKZowHA4`@[Gyϰ Qw#!od_g| 8r ȎDDf_I)y&&?Mނiǘϥ ѺÅEmL6kw\iN؇¾O7u>$᎐I6'i6M&7$<̡ϡXV.ӷ>'Vm $P9<ikMZR yha/5nGw}|aS o~yPFn$,*/Ѳ:K*%,@G|$jSOФ([' %(Iz&}$c-9 N)8օU5%84RQo~Nb (%h;7-l}(FPUJVEbT`RRTkD8{s^AS8N탳Ćxl88żo-cOA|DkjA,8}J!>(AtHD͐]ËUQpDe&%_uzMj[FVUb^} kAv0P_X3?A-^ᅕ?H:rq+6 _ER`3 {u%!և:;F49'\ֱHM/u"=4^"XTL/nwmQ3xf|w?!]% Ӌ(^ HXz{XPBoh"r%a ގD;.K&6yPE iox2~uѷZFqWC MP{hDn2NŢfrl aSw$=j5wGyU<3 >G7yXmryswFGM/zӛN{͍ՑQ_=soׂ5n]f>xv].\u?=p~xs~7 nވw|,4>~7~r޶>$WrbF_uN6ޝ8> ;Uz'?|;K+_^_4y<|ߍ];jG_2x}5SO; /ooCr?^0:ϾܽҿB lٷ7I)L$ǛxivusҾG](N73ۓqyqď6ʾ/˫WW_W/>)}Dž=g7wˍ=vwڙ=}=~<Ls\ܟ؄ߞէϼ$>⽒ޫG*|7G7͡KoFcpw\?o瓯/ލU:1qi}P}9{'q?z{ɧΛoAwÛM!xw}N?}y;hW{I2㇓|KZηsibn1H7iϫ>|q`nz|u%K'w6<588\-]4;^wIOٵ:{/u3wp ^6vݽ=|~8?/W;h=}vv7_X<'^}{2<}Ӈ:',v6KYI/_޿-~`Ϲ;!Xw(JO/o7_'߮|i9GGҥ~= .c>r6w^Eiyax}xu>W/T>37 }>ߤ{kq'y3oϾGo7}x_w/|Kξ?d7Low>|^wmIDxs~u|cEs۱^_ϟ?]ofIx“Nֹ|}{:Wợ˖6KGgλ0]^}u-^?t;w7gϫUڌOnϩ>ܾ~:{'٭?Ҽy ~$o?Ko/.}st}>8W?~z_yh~lu?ү3OJyEdYvFx}ߴ'7oN<<:^LGY=XOF?ﴻ'?O#7Ӧ]:uk2<ۗoߟ]ͻcE˧'_|s_'G."yqxMѧ/՗+śޜyVUW;m/|/ zs^09 n.B0}dfL;V>˫3!jv<#pC&ן [<yy7'9<9`Y_~޼FOw/n'owoGÏwɃt'j[8:ӯչiO~#]ybhO}y}=|5yD❽_|w 3xr|ͻa|1Ϯ_CCv}~iUgC|3Lry;Kz&yoMCwQǓPHooCɑ?}YZk_?~n|nn[~|:ď'iz{*NS{>yםmr|gã7/^IΧa*DG>|wo|s|-;GO|뺛ɧo/W,qtg7kK pGSj*w_Xgj;_ohkۏ7O;IaX/?ӯr( XC(R^W4rs@n\c8Bg 'bk3F)~C¶sdNZBO_"Aغ5R #lb-]HrGJFD-P XV*rxNcggDxxJ6::TLb$_/~ Tb?@esC(FeoXzwr`t}\j)ė)CVjs1ZPV#:Kʱr^ڏ;F.8#{nE:Y̬ kJFxxTEH8Ux}FKʤ=vDP }kү^u,ZM$KC~|^_Z3ݾ@clyZ}X8MҪGKZQImr4qU@tDDC6 V^vMOZTO/5C1@kTrP]!ȮoVɥA z4Q?ۏ|{ǽr(s.DVjB;J Nk8? Zĥ8(\G 2 =G~TS] vOiG4 {\`O΃tp)ӹ_(^[P<+&z;vXWZqrn,.]׫6o_j4%}Y5y?H m@iДXa0 >˽2k|oa,i|8fkRB$F.^O_h*RQ#.ksO9bm$>hq*Nѻ UG,0,/O[=~h;'=L4D|Ȓ5.]Q@j Q*KLC<9C0]OH\B/t X P]Z`@wxx$qT >-NKc"*FLߩqs4*qNɭ<\o8.@E'%F>+XDe=Fu<*p6 x R^ }U>nfznMdO=2!A8_`GaKd\-|K!}6ag6W!v >{ヷX<ċXܼ_\GuXw{SQ ~b%vy 7**?d…ZE)} rfIr/.'h$/q,\^X^~D%dFIx 6#y~7oV`D?l.« qgx ZÖ䃳UUʋ0, QPxP02ZxUUޙHZ\^-bO{u>>Ra{%#ΰm*}hp_fv?W/Uu|ԻkozH$_hxg<$=p,d ƴyG VZg$rD!v, <!]H(kT4^]>o?|ڒ >v?_l|D$v#>OO}|Hgz9+"[௱;?~o|zr>n߿?ϻ?~~H;?w^G?x)?>HiCs ޮ pL]v~>~ogyG.ԫ]K[+_p^OBc¹\Γ'^7t&if4u(Lpo[*nwM9A~ûiD%p` oC}bi 3c30KCSMy.mth?K543{3L_Mfc('3kʆŕ'σ^xY{!`;hӗDKc]PB#OGJO"'N?]g6uQl'_>3+GU**z=.zOϭUKr,R9\aAhB'FfH tj=՞J_ж%͉n\>4܃X,85MKKk12zGެvQ-DcziZZ[ aۿȤ?3{!HR 4׈ DBT?ZJ}}*HѬs+\sErw8,=G[&d 2m6 ]8|nChm=SP4Q ƕ1qU1dTuj  j3I"p5n%/FMxNdJ07z(9ǓTײwl֠f#E<a@AAb-%~f-:TgAe Fd%zM/:0 u 7&NUVu1Mwc. p1$wN玔xvV9.΢1 ep˵“'%#-4‘1f8 Y c25;kCoLjH@ii~m?_b烶IF%ii&Mv!^<\-X`fx0YТV@A?<FS䑽cX31YLrXTg='CZFݭQ f_ѯ%pd@!sgԕ"`B ݴpbQ45g'%T3C@GA ߁U7.P &(lqX/˱E0;Y0%~ۓ*f H9|fm@F:;&/\ޔ=-50X(FI5h]T܂+ jy+ xD{22Tl8a?`4i[6.">cp;t\= eK8Fos6OW}7ǒ+ Q'J 54=/{؉Fpq404m~T8MT 'Ȅ*dǂPÅK{USkjPA9״ "ǶJRrspdXM} Mo2 *Khq|A5Kjv\0ĚqtIq% 7h(M}›S]WL"4s2= T*"V| VgJ :>Ѣ KdNcLWfY4^B)Oj\S|dl9EhFlՃ#ԛ`mvtU=hLt`Ny{$̃=' Q4|Xm u#,|e˹r-jqN2+^.gv*J2pVpNy~B,LKh,6coSI4Ǐ^mЅP=D\kcQ)Pܤ"2uW$ l`rQn]oZ6䁮R' :Y|_9zzCpqD1 ,<n.Y' IV58[@2ra*SG3v0oRٗCz{آ Ɠ͘9Ы ˳[ƿMNB_LH7dzt L8;ߵ]qbsnOp"e61Ikxʝo|;~wffv)vB4|mvfq`?c7ênFyvYZvhg!9/ Odf$$ n_F[ͥPȤErz; $fv8E8ijd0Ǟ;&: l5҅ft, sXntg3eTg~]sH3:QʶtИof~2q|LeG ZX n2]3M 3?xg +!{Ģe/!hʯ8ŢB Y+VHKK"ߐkke1\}2@rY]>hLo|9?s+K$gd'a$p DAd*3$ CoE6P[JPa'2d7&A:6sJle ם=ö w̖@3샜:^pmP=*\j*ɣU6 !Z"vL,7 2R/%aan-)ADB6kJu:p ,n&)̡ WZPy uټƗA `TC8ZPd連M9'M|K1ǽ~-;^8K cwѬ7ǀϻ~έ*HJF#D9JkrOWi vXh 2j(b??)"PH:'ϖ+CSQ2A͖PӢ "ڼn^|Q@rK81Wqhرa*hgTu0;NyzXH 3gmuT ywŧFo`6]t/BwRsvJ2CllXw2fwS)8YɯxrFΖ(թv ;NOd+WV"HGƫ"SӸiÇ{lT8m-A0J7ݙx*Bxp>Dnj3⍞eXx06[L2]Eti t95@я7{0 u+Rw,[%r ?AۊD[_]In?rv[ hc2/1K! HaD5+*5JKeDSTbn{,:a{5b[VY]U :S]" 1V 4hO0Y J٬/i&bvJ[6w."3=FV,QԖD'x/Y=%Y+UP)XG͛Q@߂I3*3qmYl>$l(V APVf0 :=7C &2 ZDF~xl8phBJWaifCo 6 c,~5%*ʆ͵fZHV (`xfavGj CQ4̤bijKk~5ƋUtt4I0fn0WY;<l%Cy)= 3zm TX&^&% 5AЈuL[L=D%} ®PkJ "lNFN<>qltBRJNMʵVz{ !H[:#(mTMGO-Vi!,nM褭{,NJbpQ HXeM,F7%T d#n@L#b=p l/7nrej[Ao64܉& ,u \zFap%k46\Jad3`l ~Ԇ9X +Kh ja~X0Q¾*97:t pGiTBn 5ůɎ@8,j1 Μr fĩE6oz9Ɗ>9B`w!`9ž_(%nq\4+y+k3 &Ϸ^8XWjD5؏8FDzaȐl/bs1G3pi4t.nGhSCy;4*oXzDDh JgH.8 \@Tc {gfGN}6Z=D2s L!(*w4{4xP˒X@Ij7Xr=3?:)ɃtxR?Uvm1}ӌdiԆNQ?lIشvqMv:,ZM-HDչr6-`ZfL$,-A&4N#Q`7BS =$tk֩)vkdHyR]H yA R/ ]拉d0gq/YXp,>HQ^,nZǃQLg>n ^޼k\23L+ͲD(n)'D!caVGEt+Gk:zdzWQr|~Jn A#W_pոa;BuBhJ%t5Id%.|5EĦgk0]c+<Ȏ-\-MP'4[$o(0Lφ-djGӘ+NbE idq2H7l7})*! e1XJ-M¡xajn(Y7u?w Y*!OM0 6'L s D{[2)l -B(jt iv6U ml1:=X͐pR^t7ϰ(Z͠,zi I[,"q*<"V QyiDQʨ:L\2B9O/%sZL)DQ!EELBW;Npn6`b&tdpS'[p(.@^V=yBh:qvũ@:"WP56DǮD~^a߿ZIߋBЗa[r]@O-$&tC7y憫;8%'27ki#2;1C15\*d %dQ( ζ qU3L1ھn"W)=AⒻwJJ٣Yh|C)V?Ná GZ{/|:PF~ku' v6H,&&#&*&5Z.J#\j4qWtdGؤllyPV:t* &|wk-c}̍t+s`ɧLQSm;OAAT!QJ)Bh=ef ŨQ>}lN0~-|!m45I0R4rtv^hS']xRV9.([9ªk4zq8CKUr~jZdT;t-b0bW Np~ltX F؈F!'~jq7fW!p'k&UN=w 7 ZЗWw=nYܠ縡jB^3Zʳh,%qo%z̦lgeRߍd:< T0=Vju4i6ZftO/q ^4i0B̎P!y<(tkxlc!Unw)"1uBPC6ASG¯o[n<2 fmy*3'ա@S 5:,ݹ'GʴB1tE:/ _9djmeq1'VraV(ѭ9T;$6Nԛf2tIQ`?ihF^wXNejs ڳ5C,E(=0#to7\7Vg)rڷ/Ozbiڛp*ePZeS&EG KV~|FjvP"z3{gboidfS,A,BASGv"yC,f@S(`8N#۫*|- z89-`|&j@䷦.P? #N]Bϔh7jN1s7X5"<v{Hf1HStH6T$4Ij_d)1+#vnLuΌ #jt/EasuKtX!Ejp:ZmA& Upp3G=] p*P7R6Q0 ,ҴjF8n\]O3z)ns.*AH1(p.YL#Z,f`oVSz 3Q&SYͅ(!~K:ctZ<Я-d\J>t@,Rف?6DƟ~,ԍHscH=6%t'tOM`J61KZ1d)@KlkȬ^2| ٜZ`˼p/G$bqmQYjg.L$o^6`N(V<2O#g0wU;k}tE҂F婰;vfy?TXd AG#Vy!`< =gbP؜~jdB&4mհQ,sk 1q\Ĩ^i &2r{UQ7Qw`f_ UcX"mD^p t3GBi+|Fpag>vBE/uf6dbVJwQKp-I{8D(CemၑF1OY]֥]а1X~/+ws'B$*)MȌan;k^gՊW`O #3p!Zwff%/Bt+r9/&zR<`=O%5[@Жln7…*UЃ*4Kt\Jcۻ deMg-Vr\1^WlNgD&8p(/C$e*9b,K?uӁᾀES3ɃSB销z,W0髵{=R+9fpu/lJH_'G3b~۬NП xp~e]dnh: EKUޤ]m4=PSeMU%VQerMU[\S *$"7W3ҜiS&RGݜKװ, "g ] jaW0gnՆp˾QM7lix!H.ZWUD)WMT&3HhB0D H4g1e q_n>]=^~%U5vZZξhXM 橦kS!lou!#x?smPtVE7)pPB?ufE=N;$t[ e͕Xe*47 f #ȚҵEdjhT.{";$U4r7.OR$Xua DqZ,Ū׳צW>aJFt]r /Z+\H9w*:8e/!TbI@|́fcGL*.Do((SweBgIKEf\Ym:؀dƺ7<7 z<4X㘮=&*J.f(R9,"b,fJ kD+EdmŊD'h s{ajޛFYX=W!i?]FUqlY&U h=cfl(`S/Na] NM̘xcP M.} pI*mԤ|.P&;vw4&gJ6֓ҝ!H g(?~2 cJd@L"ʑF'`&[t|>Ʉd4%9*=‡DtYfnBq%_b`ˡHIv \tZ3G'^vxMUGC@i61lk)kHEt`^|b/2Z[5 ÖT2"c [D+>LzQڣ5 @Qxvuj`$Qtd2(ܫU /ͳ,c%]|lƳ`آ(O[Fa UHmʅ\0 {M)dhL#zRGƇދ;n.˃Q9< d `^-UjiD R(^c!L"B!Jid5\-!NUwZC>#-(+=VTv|5$[m#upqYW II0^QmT5f 60P:m3 r6@ЃRF'46aYWIsƑ 53H&m$ /}WҮ;%Q~xURF(*oT4ř_*6G$.j #cgd1%%A 6өt[w30.TІb!* Z G/tV(r67?;3"5Ĝ0t=*#얖ċV@E:mgsC<@sW(") zPӬ۪@ q#3Kq?@Vlϒfi&t@W,ݣ[IWuȺswL]>)ˢ$IJO DC&4hP7E=$v-{8)r7y`1O7`!"[z 'me_FK}4 f-f|Npld5YgDU8Ia'rʻH$gLPdbLB9[k[ҘMvިGdMZj(oJ~)t@^tUy6'AqV(p:%W;C,G>6 W[IYD BJ+LHµD@Vz"(EUyøۧDQSA1(>Bh@ % r(@^CCYL-an 0`UX'Mflj"ihO]t Bo`ȃSˠ–>DAKKh='p o%~KuoUH.PY:~Zf=Fi@5OAYZq8^ zehd`u ̉;UiWϧcN۳NSZ VO':iJw`ѺSz&KtJ[K:E ``4(R6%:zjEd| %7g^0۟jABU@  X9͌K;9p$D¯\@HE8UI( ND>C(vO#l!" Ӭd~{!xkVYjkÏd4eXƟaoJE )J ª1YݾCkM% ͧLL&fjԕ2:lv (Bű#13jݢAƴrG%sσO?n۽ה=;5Yȓ0TqK8;, ,әtI=,!9fE<:Gwu8&$o7{aH.vOjt:nb+`\D9"܅W*>3 `X$#Yo帪)/;:Tk&PXj `&C+ah'sWi.S}+9T+bKN0(U;[BWT*"Rf<={y/$Uwc &F!LQ{h;$3gM է F3}'Zba_x@p)APp`)bT'OTWi,+}S+Zkiu,'`Lq&g}?r:%+⥬!;+uG`Uԝ0崌0m`T]u|%_lzqBt~V 3n4A DRJJlŌegk++*n; $5 VY!\IɩͲ_aFRc+ItD%#$ \"!QPr 4EH[kq&3^)A//q꬧*wlI(<ܙbiKW]9ԆG_/ҳL7E}8y?2s0~I!NkLhla#;nW^AF R\N2gfCՖ ompF%^noIwlِ̀P(D[,U( W-fk6κf#ET2MaCdo6_N#!d_ABXrtIT4d(r(̖̦N2iޘ C%4TڽlqjUPoh8*DCfB;^ty;㆑_мi0dc 9/N!́`n%IejA F%~%EP\Q;zxdw1n2[_015!("9` VaA `@z4@rcW3ic; Otɨ64,iObfSzG5K_e[5gS#D,ޙ] xy>$YwlTTz槼cLݕ? C'0> 4zI7L{ٲ7h& dfg>tBόB+rj$x1k!Fj(J\EXfeȣݵgcR粒Y" nDJ36ySŔ.vr~No 90ū8? ,ԉ8v76fSG63^hYWz67xY]V Js IdW)BS[+oZ#d2>ȴkӶb1%p&Ry.XnTgXOp,Ԯ 4&g9.wǖ `$w =SWv$80]7ttw$Kޕei[)eZQU?qZیnS⩦ƮىAb6P_b9>WE[[M:%ePHp.rW4CӪLyJTZ]hbC^Z<#28|JddU[WeR5CrU=E;`,k"9PZe9$ӖU͟9TEy_JMq* =YnҟM{M.YuB%86p2UdU2£YtE-WEC=T:]%FMvvUε簴0HQM*]qĮ<~x5!:p891+ oƨմt\@5@4Fy#[|ۡ_Dݸ i(xA;viDo&㕗X= &.0I*TK,CV֋#uf̆s;YSXB=.66M1iRIz%,U{!=~]m5Bem9eczo>n`m*rd6R`GMCdneuݦ  @lD,dHML#N $-H؂TR@q&K|GT=tUg{0ϛ/C39´i+{SПl4 ߇vHKcׅrn8ZKێ3% &eԧIzʣA |G5mhEjAzZ!,.Eol[ ^u&,nHT&& ;um 4)&-3|b]֭XTSa`+~*3 ;OMu͵1\SG:֢A^y^FZ +'ȊA!664A&Ҫ\/vSh >r8N?;UD\ΒUDL;Lj/Gk6x,~4pVp顣(Li`ް1_Χ4Y+~%ۯEb \Ffl}ζPs?tv=;p韏(n%oU\>$ؼD5fmנX!dM7%MJԔQm*\|@u#ZU4@bk.ᢷEO^fy``EScQ´̚4^.lDٽd0ԣd39Cvx* 'BuF$#ϕ - -vytdeZErI1CJ|q֍C?QƮDR ô}GP*: Bռ[fFL3ׄ-_a# +JA?vkrt +8k8 N_%':}V`>䑀zǕhtC7UÍ"E/]詣9\1+piy",5Xn#4h Ϋ8q7lD_` K&aOͤT{02iP2y\"9BiGrtE&-׮|Ej'Qu4 BgЍݡnܤ͆oV=1>id:g0I"\6+"?*iVPH`̻9^lz<0FWANP3 ك2G\ڒnS+$Qekv40k< &RDعZ _c2Ct([&[aMylbCtF]m9+4JX0] 5=@cI Ás 0 b+ɴUG:C :&BZ7 I dl2 #Y 3_ʵD;s%)_.nS4yV,GXd\;L72:!IgF, eH *[jH*$,(=xNㆤ;uӈlR\ENX01Q@de" u dM{@LGg3Jwv8c[E4uЀ e7Vvd tIi J*lqEov>(.yo'Me4 :$IUu2 fTTvŹĐ%Φϐ 65dła+v蚸s(UN\:bkFjБ tt-QO6GYPMQW"0Y'35O@׊4.DZyv(ː5 b._X-Oj`#mlAqNǰ3t(&7"E8hԴ$[Gvjzܹk՞x,RFo;nXj4teM)^v_I#jZDz*¥1D̴zX6e[nA#egbo7L7tKeb-ŝӓ_N|z=x~s"6kplhXu#^ ShcjcHQc.޼9}=T%7*=lo5[ɢzq$ c꾾'4b$TZ0EZEL}hϢe]dnhz̗iAQ!V Hp87>0(Z 71ftE,D!X,w] OW|= iuq-D e:Y- ^ԗVo;dOM FנS,Zc42 Zb5WfqnA|t91`3$Q$Ӣ$Y@J0L>:1™Zj $( <ד,oz E4Py ;Z"y)t!Q 2XZINA'|P"r:0ȮGڬfcH uԗ본oihxbq2])bHf,%LWI!mKLdC),)!sUEߏ ?D"H>(b3ohTJqRPH?wdG@ wu% |=ӽsB0Yi&荱W#Q3G2&P_ g83#P-[U6Y"G0lʬ/%m/(͕OmCb~ U23B4sk߮[ShpE#;v vo-ԒR5FOfA孛Q JU}AChZfwKUv9~|oݒCP0$aF̘5T&bͥt.[%tm8(Ʋ4Wʶs];=%Wl 7lcW8`|vܨQ0iKۄөNDǦN0r op#'QROp6vx7l~T~ VfZygiNe7N^LAl#pc!* IXكzJ5M x!8pֳb,i -C9Ơ2iU,)m% qÂwԺFjC%`fv LIk ˸yG/ ҡ&u-ѩLՌ$ʔcQhڌzLz*n*gU:B?hӆjodسXo'6[ixMUqh2J(R?*FAaB_kGD蠾t[+dz79KI&b"e3p#%;Y;L<9]W (:g/1#d$n1q~'RZ?M=EQt!` R8dt}äԝAaLV<Rl'28& UMc3q' u97*7e5^:$[ȑO.4\_훘p{tL& }bjßtr$5ïJnk3-G,[]La_80dT=ޱNImM:&ef+p%lq1/C\ψ%p]ύ!7/ Cx8k7.LMl9Y؉41K;k y3phWoH3]iKO za"/ 7Wʱw_N\_|:hz#?URf%e^Vrd߈V]AwANboo-GE,+7;YdvVv*@M<eh@(ӱ 4}*J6{S*w c1fqLD*jt|ubH"EoDn Qs=2'MGbEA^I=c뀏^S+[`́GtT\H:d70 na2XhZF~Ce`4kKZ8 yХGg*`pVA͝T9U2q^V¬{:aaR2Nk.2tjN%1gˆ 3?#uLiDPm4e7 ,oYx`YߚB֐7޹tl5cSv:Ѷs# \dQ'0UFqv*7ߨե١PƷ8A,$'UMsYz9sNjF8  jsCWpf>_~H?'w}`/rjvHY;!'L23@}aZwYNl[57\晛B% č/MV1_diTIdgdӐDx# Ԝ6|Š/h>XNAht)&D;YC ٬l.uJx$Һye FlwRK1d(CYT"\d:c^ Ye u20T$&?LR,Y5N(wm}0c,c1I5O[,c%Te(40B}%1p1 !#k!P$F<v*h1Ԕ2shP4fSFҞ3[TRa=v:0tB|;l"rAsoϊ |(< ؓt[l偧3pVj>"9$#Ol Ӎ!ɾ2x`:`<_CHW,@g'9z :|UV.疁s.h~ ("cٳf,(R6u$5&i2nu;.Y='q!' \)*.3>*JotS|#/){ަgL&+/Blz55ao8V&%r- !ƃ1:hkB䤀UA wR K7|L8h.шLiSt*t:htN /`Tȉ<)$1z=tjNXIhߥ:E N cKUkc&TY @,Ԑ6Sy.!E̺]iOܩV`&1lyU̽-tHϵAѫ(4 W[IYD B{ \K^ڕ |BȤlA$M7C-Nehj-$Ȗ&.\e \ӂ FYh -[e'v4D3o4-PP xʐ{g=(`qOލDMυ3dfS&fu/3%`t(G2IuϖʃEf*Mde'g)  fʚHS(Z1E;[jOY6ː*z!VŮ-R ]AjOS(`y\Vr;ٖ\XJd5= f-!>HTQ N ̯m2Ip*DInÑ!؂"٬QA܂*傯a 7S&q<^Gl1/4zW> !>4aj ts1ChbKVW663_zhصcݚL[\6$ :X:JP /03 yة0m +2r -ȱzޡCQVa*^fn wPB$S󌱡1vYjzy*oToa@֡~Qe6ǟɖn yPԹ` ]ޕmOS *ȥ.aTyjE"WD6 vMAݟ4$Gt'lDzR U2Í'mZ2ۃ'"\'-[1ӕQJ{tG~;1[sOo]SAN~ 4^ 72"pRqj|]=ҡ<);EovPAx/X'ACJ]ӃLkc-&})3p&1S {(8QX.tƎ^%ץU)4 -ǶP%E*#ⲔQ) bkAZ%yNh j.]Hx)N.~Z Hb pDùZ^w&x {@x(nw~&"~5iki9RPN,C;hd3Cޓ f3'?)pQ![13Tex!=U'8!uV,7v܏Ahv]Xs*1I!|3kV=$ 1Sq,x:fF8>QW$N 4Mx.tc^1G港i3fS2UKR s{ xiN*6 t7r&93E)pؽrY59)~XU~p*aT9C lZ3]-;5b-ƱoMgi$I~@=Vd692Om%s80tKhꚦi&~L-Ū"ze)܉\[J8#+@ݺ>x}HbVBu#_H^xܛ84l%g)jdVǩrY8끣pv`:1cW!#+aӽ,;&]ֽ? BhL6@D4|d/ְWX6Aڕ5Tb}w1#aŰA/l]1K\2/ݽ~$IR0×Xw\ XH~E&0./FCOJK3%U+&³'JYle AAT ֳ[_=1*סHYwm7l__I oQߕ(37~nV !E-R0fH# h=Eޓ5E.3lJt!UVz@r?OtˆفaYx<_ =T1nyARUGDbQP]qA?3_Oz7r~ ̊hStP-̾—YX& RJdJ̡XVD<US][*1]`uOuDʏT0+/"ebA# ˊ> ^藈xI$ ;d-I ̣WeTo\iUi::pV镝#UȔ̶ROJ0K?%(x)Tt][[J-uGVE>B|2%ϴJ4s0{Cq8a'Ҭ5`:S M^!B<8BB͢XlƷ NctH}lmvUGU֩}a~[U>uEK)tbF: ?M.A]lkSZ&gW +^:P٨Bi\*2(@_ 5w-c+}NA#7fd0= ׎;n-BP-gڦf>[AV5Z.r^rGFZnhm>=\q.Cӑ`Xma|MH)h'7*I蹶 LmWKŠ!*I_l3{h2p:87.73Y>IX0b_ er*OS 4XfLy!uazR !{YqY[ xH\/#T&VMVKgX K(<3 ',aս2HQ:4 ddQi ʫ ZlƠhچ?7}c>e  Y6](q_XCp Gl`T&L5i_(MxHzM}Ix5 #\ˣ %h> ]B!!c6fqФUK_*&勥o^0uA^ |~? L{I gWU-`ʛ9X@rѶuB<(7/VuJJrϮz>*tVިj JhxBM0U+# a(7jJ\ԎC wu>ٻC&ڵ~x`Cw5W eޘuWHzκ͝em&ĺ-7`rPQ/閄[TʜFMP,fyƍS E~Xb-b)QU$za㬱E!xnZ]Że+{8; ܑe t5Th!* /Jz~"=AĔdWVr[`ؔ3{KBZX V "p&jԝD/*:MMN1b\J -Tgu~DRJNo)5=66AL)Uݪ a8%kC2_͝fTrF ["") ]%FQ?'Yٽ,93e9q-)b d{]8ʔ LHxzX@%:L-8+ {|omjtX{,=Bw "%ݚD$a C"]M< Q Id}5"_ f_ŃR^Gsi H)Ra5\ h~k"W A$&Qi*_LJM/ȪQJ[BKNaE-('QEqTMP~sC'}LlDŘfE&2!wn7. ~<܅ |i ]i4wDz$P&ѥEd=W }+j\l|[tL'XQzjiZpec)P jʅΧ&eR3|*/3\[fnRl\8T7m*k@JcKDu1_JPKcy<z`SLzyD3O:o]3 ;6iw=;]|Mh6>%XFZK>3OrǓTײwlMw@TƐ׌ƣY/3`m֖7[2sXNDz}8|ǟ l܅A *A>H(;tHRyvk ̀]!n+LbН!MqmFH&e<Վm@k -tXN`PS>>!V*Fyh| y7Vs!.n _v8Br0G#m&9D ]{P'ݝcvtnS~aZKwڊD6<[A{ jA߬[j f{C;` ` A>25U!4.DNԮO|*,@K{l ' Y(*.uajĖ&"Po^Fe%O@QHP G*3wf[)5Mݳ'R^ W.atM'u= SҞH]m߉8.a͒XJV4Hxs1*㑨I@LLzN,KV7bi^ۄQGhʊ쳳3p.4@Qq[)eu̸$(W*"H\Z|ccˎg(;]}+JmؖFU   z @~ ^J-%[A*PjA7f>Gɿij;Qy}Zj׍=|9 $B.ణB>?;/4:涽00CDE7'(6 bd-Dah|Ӹܹs\l}Ppc-Nq:\Cq>.R/1* HD cKgVPAӒOmp-[%å:_"72"vkX{NL]N|~6ys€yU GZw}kvwIdt ְ ]͝wұQs(5% yĭx9Z"L9׉8d49ee c.ۚ^dx`1 Am<1[tmb$Z 6Ӧv09noZ Ln|L`Ȟj]pf0BZgjۅg)ݹr'V}أ!)T!4\@ 5-#lD_rB gF&o; ͏I-4o:Kc >tJ8[.Fj2u;?^34o;^@hT۸ﵤۖP|>St@7[$ARo/飙eK(x07,@3Je $*?|f0P {a~ָ@=j"pK c=N:v8kĈeQi\ojN~HLJ0"=o(4H !3 _Y_0Ӥ" GB`nU&oCW:ėɪ ( Uka XҘO-ӶftR((?rFFUth_\P:) xGGW86*o)OGe:%XK q]v;tr8aaU\rM-mw*H66?j=--0gcW䷌ #; QV>CyzɢnC@Cn`P> \<To[JBߐɿCD|X.m̫r H 0(z x8* %2"D?U.K=Ra/K=;Qa--cG#GvdaƁ# =,XQuP-=a:nX4ɿbv9 Ke5M)OqwG(sG? ?ɯ_ >WlH GףgӗfQׇuWf{xrلJp=%1./Wїa{ݾ+&0̺} wZ2#/wgwZ]!20c`A} iP읎MMQj.{'I .f abg1(.Ǡ7>m!j)8m  ԕ0rs|p/?m Dp s<{xiʛw3K~efi/fB'O,R܊(|R A:kl}<+.:neϖ'ÚLte[YXPH+GHWE=|\ G*@2n@P ūX!2Nv`6cJBc)3ON?i,d,0 <9, |P&aDtsI2RF)^F+Ch"9򙤉``vvc^xGTWiNwJjǚ֬jӖf -P߳~O, AAy/#YOGaS<?+5 ;Dͤ~O?hGSZ$.#5)HwkwdՁ.Rwso5g˴_eEUE<j8KKae񡭉 @ɇXS!kUȾ6~3+|Cr2 UR=/~wcj3՛{W)='wc)"Yyù`7mBm̹ߢ7@p 4m4bަSht(c  pP|Z0uM޴U[: )(D9K4X8AeM|An:[zcA^Nǀ<9 YIG} ZN ƴ;}KOt[LE7k!p…߁ɩGT-FxQXWHhSڼK LpGAvv;|32K!OMG/;MӺ%uO+Pjg@\ԌElʸ+G{F6z6( +}$E9aк'T?ی-t%б-<$0ݢޒhǟ ǟ>L4??-g&Јn)=jA_ `y Bqg}-~ƒ[ӂZ$JܑHÔD*,ƒv*]G)yTc{3Ʊ{v);QtЗNJKt0wV(ixJ"^m2ą *FK7jleuPG vSl#ne Y&'r@K˳ڿ86%xe= E!Bw "žA`TDy#X̾.AB{#)=vCYf^1[r )iaeUX[UOH?rFcPdefB0)Nw$"]ϖ;U@( 0WzIn[o:.~fxƿ,e]Vic=_FjZ@@cbqӴg:"bw*2yg/D) 5H@Bl]^9:2`@p>=6pH| 1[\nQ,Wr"l4;WƜ"(97@=4:u3Ir-:I|!]h`$ZSaG4!12QC{Q )j]L ,ƈEo]}-W:7dr?~bDؒVzΒ8$qּ\]!^o65b(k}b, ǿ}~jՏn4&@l9q km$ _^Ť;+):q2-܋USl)pZO$ Ҥo?+Vh;Υޑ]jiy?,)&Rvt\mRZ?q`:5 dG 9TNj'|I򄎰js=,dWM#\q4:l mFjg;^QE[*arUY2Hu,Hi]_haa`t ֡eU  ^x.ͳhrJeɳG7b_Eڰu-6QŽV| 2cZkOEsj').u[#:Tb?`-|C2DR׉$|DQyuizŝbx r亟&{])v#]Rؿ\7slg<| t}_!I.֞1lB-L矧4U,f|²`x-;S$N/\]_KlqCO B# p 6'4'cfy$y@ 15mH[G{ӹZ{DAD.,LqQЛ6^y7/pu":^fu\S8uw׵̎ZC53#2[Tm@LC<3vU4ZhK`$B 'H!K?N5< Gibڿdat ym5o+6-Վ}gz ;B36J~{Cwy_mD,=Ƚn0Z"^Vr{^ejsf÷kQ4CHުͭy>9؈{M(N%,M%0UC/~q.Фx|]U.R SgQQ@"Or;˹[T{>"c+kzp)+H/5J#!@fbXON7d!$*i ћЪ+9!*-< 4b&"Qpes佢5 }6>%nQ! s./ӪN$מg T˾NY 퓝UpP%IN s8P R߃qUb. p 0 %7=҃<wa[٣6GQX 5 4{L72)E$mXi52>'׽z>40m2lۙP 2_ezU k1L)L\=V4N TăX2yXc๪Fl$wKg>([!ªI]E+./vHK9u5xS شD~@vi,20 fX@PpwV̕nҫi($ x*M +Sw,qc{K'sCjP1^,#=x`- mYT j%?2zwvh7ɭS6O5P)&sN#R590㬊lۅ= [B<8jZYrM¤ K*Jz\r M /E1PQrRTCHyExs&0s@Px#1ߑ(MTl@*Eŭ R1bUI-X=^ۃY.y^jgӧT{9eM{4U8HY7sv[{R/F+hbJH0̈́Vmrk'hv{QU; F]Y48IJu,䙐EvD9&- 81 [jk>'B@SgIjw۳PU3bp)0* MԊA?܋,݋ aoӱ2(vrQqnvjrrA.{Ƽz ϭ|=LhEDfpe3L&z&綉[)a`B}A?}.,9`lC-pUQ)-RIv>H&cVsK97Ww_> ֳ]3`Jy4 $ {:E'|>NmuscMDEܛ,d N>;:ۨ[ EU *3PG`WgzWX l|諃',]O6 U^8U :9Wq.=icVMe,-蟳bf%5*sKI*,lPȁvPL0R{[w.csZk)^q=k |!JYR/,KY!C{i?E[7u:mY/lj{& {wCD{ϟ˴_M[B+ND #A0r*"||) VN.hхi@qry*Qռ ؋r"u,:6dks |xwF=D(fa*8ǻ4Ow9UiBcAH[YkJ#1PHk [(FChѠd: բ8=6'B iX/AlQ1zȂ#:LcaZPI$ MHS.FE=yrtJúF`_I0?v' dK n!NuCQF"ڿ=A6TtylTAO~bcb$s06JG`FWv5S *bqSH|$ڀJꀻ4UңgYKRotʘra_|Φ[2 " ,?K=qatH .B)o"c̈хw}Qt|R}>Zg2ߥ&+S9H9G C&˞O/CIIنomdyJNH,d@FE숈ulP5pZdoV UVŅ rJ3ۛb@6l,68j#׌PGjGE椰-gc :T7,Cng%k ZS3~>>j]RPi°ZoS)m]Ѡ|3zoN2{re<7K?*f1= ?PgCKj pY:Kxְ v T;ě`K>iqxh]T2cNX.&]%YEc-״GAՒa077H̒l}F("#pI /("3qG,A/@whmjhS9~$$j\ЅrQHG:UCTqw*Q_KhgZ\sm=`<.v58Qӊ/LH:` ZTߡ@U *Os=3T/-~x^Xy`@PC *xe]bwcx`%ʾgY#xVZim I9Z}w@o:Ë,cSGnYܣMebTGT!BOcpx-[%å:_"͔u8x KP7wK~+B}5(X;{2 eT~7;dC۹`2޵%wM>mNҸnokD@IJFoB MlZ (U҇y7Z U֮,_Yz2M3:VK2Ożbi+4l%@M'@3%p_QF3ZQ'ǁ6%zy"PI+ކC}v\4A.&b㨚Θ'HU(fT-4OA /jX#߇g871NyffLp W2Ewc0o8{L˱>Np3\SžJP{p,ehC4e|xNi<: 4S;=uhNYsܥɪ?*Y)y '|݊bƽ`Z/FJNCAEm{癟%!J$זkOD9G{Zyh쬈N+VuNV|;Yjf^T\W.IYeɥ!vQ-tvUIYxyb *+ߐƾCC;&R"i$ -+pդvE/ۭ<,"UvMk,R iZFweJбuL5`B/b}js0O N*:7+:8W@⠟ΩE_\Pn>JB'XL`)%!7<%"E~6[zsA:MU>XY,V+r-ЊXp(n=RKn] b4֟ wMFi/0g09o]/KMKK/wՅ7~|9!$P+u;`0b1O$@+KS %,|fi)9mz 6t'Sr. vxs6oCC엧0_g=u xVgr'"@ ũ$ :!hsgC._ǿcfpE:TbWQѹYnF]%3DhjT؃|Jv]9鐛3)8Z8i|d6>9y\',(F)+^]޽oGTF1.h]Ja3"_~" u[Nz4hF1ޫx# woVsˎuM..`=Uh)shEP~+K7q#0YB_K߮d߷@fn# _k曖jo }VFIQEe6 )\.;rU*AYUHruSYXiXbrgǥFMiw]9Ġsn}:'fS52lֱw<4: #-j7oGR&W`NGPDop0-*Vn׃*d{0U5t04n플WفO̦2J*fP0NaSYnu/O;Ӆu|/˳Ø Üv UxjaȻi[13z$Y8GNn7b8=y-;T:Eޏ |섶3BaE$]Ӵ$K7Iڐ9 ig.r] State Bank of Pakistan Starts Mera Ashiana Mera Ghar Loan Scheme 2025 Check Full Details
Tue. Aug 4th, 2026
State Bank of Pakistan Starts Mera Ashiana Mera Ghar Loan Scheme 2025 Check Full Details

State Bank of Pakistan Starts Mera Ashiana Mera Ghar Loan Scheme

Mera Ashiana Mera Ghar Loan Scheme: Owning a home has long been a dream for countless Pakistanis, especially those from low-income and middle-income families. To make this dream achievable, the State Bank of Pakistan has launched the Mera Ashiana Mera Ghar Loan Scheme 2025. This program aims to provide affordable housing finance through subsidized loans, minimal markup rates, and flexible repayment options. With the government’s strong support, it opens doors for citizens who have never owned a home before.

State Bank of Pakistan Starts Mera Ashiana Mera Ghar Loan Scheme 2025 Check Full Details

The initiative not only fulfills social and economic needs but also strengthens financial inclusion. It brings together commercial banks, Islamic banks, microfinance institutions, and the House Building Finance Corporation (HBFCL) to deliver easy access to home financing across Pakistan.

Also Read: PM Electric Bike Scheme 2025 Result Announced: Check Name You Are Selected Or Not Online Full Method 2025

Purpose and Vision of the Scheme

The main purpose of the Mera Ashiana Mera Ghar Loan Scheme 2025 is to assist first-time homeowners who struggle with the rising cost of housing. By offering low-interest loans and long repayment plans, the government aims to ensure that every Pakistani family can live in a safe and decent home.

This housing initiative also supports national economic growth by boosting construction, generating employment, and enhancing financial stability. Through public-private partnerships, SBP ensures that affordable home financing reaches every region of the country, from cities to rural areas.

Eligibility Criteria for Applicants

To ensure that the scheme benefits genuine applicants, SBP has set clear eligibility conditions. Only individuals who do not already own property and are applying for their first home can apply.

Applicants must:

  • Be Pakistani citizens with a valid CNIC
  • Belong to a low-income or lower-middle-income category
  • Not own any house, plot, or flat under their name
  • Provide proof of income or business
  • Preferably include women, widows, and persons with disabilities who are given priority during approvals

Also Read: How to Resolve Issues And Problems For CM Punjab E-Taxi Scheme Registration Full Method 2025

Loan Structure and Financial Details

Under the Mera Ashiana Mera Ghar program, the financing terms are designed to be simple and borrower-friendly. The banks finance up to 90% of the total property value, requiring only a 10% contribution from the applicant. The maximum repayment period extends up to 20 years, making monthly installments highly affordable.

CategoryMaximum Loan AmountMarkup RateTenureApplicant Share
Tier 1 (T1)Up to PKR 2 million5% fixedUp to 20 years10%
Tier 2 (T2)Up to PKR 3.5 million8% fixedUp to 20 years10%

There are no processing fees or prepayment penalties, giving applicants full flexibility to repay early without extra cost.

Types of Housing Covered Under the Scheme

The SBP loan scheme covers several types of housing solutions, allowing applicants to choose according to their needs. It focuses on small and affordable housing units such as 5 Marla homes or 1360 sq. ft. apartments.

Applicants can use the financing for:

  • Purchasing a new house or apartment
  • Constructing a home on owned land
  • Buying a plot and building a house on it
  • Acquiring property through joint ownership (husband and wife)
  • Islamic home financing under Shariah principles

This wide coverage ensures flexibility and caters to both urban and rural housing needs.

Also Read: BISP 8171 Payment SMS Delay Even After NSER Survey In 2025 Know Resolution Guide And Alternative Methods

Required Documents for Application

Applicants need to provide a complete set of documents to ensure smooth processing and quick approval. The required documents include:

  • Copy of CNIC
  • Recent passport-size photographs
  • Proof of income or salary slips
  • Bank statement of the last six months
  • Property documents or seller’s information
  • Utility bill or proof of residence

Once the bank receives these documents, it verifies the details, checks credit history, and finalizes loan approval within a few weeks.

Step-by-Step Application Process

The registration process for the Mera Ashiana Mera Ghar Loan Scheme 2025 is simple and transparent. Applicants can apply easily by visiting any participating bank branch.

Steps to apply:

  1. Visit the nearest participating bank (HBL, UBL, MCB, HBFCL, or Islamic banks).
  2. Request the official Mera Ghar Mera Ashiana loan application form.
  3. Fill in the required details accurately and attach all supporting documents.
  4. Submit the form for verification and credit assessment.
  5. Once approved, the loan amount is disbursed to the builder, seller, or applicant’s account as per bank policy.

Also Read: BISP 8171 SMS Not Received Issue And Alternative Methods To Check Status for Beneficiaries

Key Benefits of the SBP Housing Loan Scheme 2025

This program offers a range of advantages that make it one of the most beneficial housing initiatives in Pakistan.

  • Up to 90% financing by banks with just a 10% contribution from the applicant
  • Markup subsidy of 5% or 8% for up to 20 years
  • No processing fees or early payment charges
  • Long-term repayment plans and flexible monthly installments
  • Government risk-sharing support for applicants with low income or limited collateral
  • Special preference for women, widows, and differently-abled citizens

These benefits collectively make homeownership easier and more affordable for thousands of Pakistani families.

How to Track Your Application

After submission, applicants can check their loan status by visiting the same bank branch or through the bank’s online portal. Most banks provide SMS alerts and tracking systems for real-time updates.

Ways to track status:

  • Visit the bank branch with your CNIC
  • Contact your loan officer for details
  • Use the bank’s online tracking portal
  • Check SMS notifications for updates

This transparent system helps applicants stay informed throughout the process.

Also Read: BISP 8171 October 2025 Districts List Released – Download And Check Your Eligibility

Final Words

The State Bank of Pakistan’s Mera Ashiana Mera Ghar Loan Scheme 2025 is a milestone in making housing accessible to everyone. It not only provides financial relief to the underprivileged but also strengthens Pakistan’s housing and construction sector.

With low markup rates, long-term financing, and easy procedures, this scheme offers hope to thousands who dream of owning their own home. It is a practical step toward a prosperous, inclusive Pakistan where every family has a place to call home.

Also Read: BISP NSER Survey 2025 Complete Guide For New Registration Method, Documents, And Eligibility

FAQs

Who can apply for the SBP Mera Ashiana Mera Ghar Scheme?

Any Pakistani citizen who does not own a house and is applying for the first time can apply.

What is the maximum loan amount available?

You can apply for up to PKR 3.5 million, depending on your eligibility and loan tier.

What are the markup rates under this scheme?

The markup rate is 5% for Tier 1 and 8% for Tier 2, both subsidized by the government.

Can I use the loan for construction on my own land?

Yes, the scheme allows loans for home construction, purchase, or plot plus construction.

Are there any processing or prepayment charges?

No, there are no processing fees or penalties for early repayment.